Should You Roll Your 401(k) to an IRA?December 5, 2013
In contrast to a 401(k) plan, where your investment options are limited to those selected by your employer (typically mutual funds or employer stock), the universe of IRA investments is virtually unlimited. For example, in addition to the usual IRA mainstays (stocks, bonds, mutual funds, and CDs), an IRA can invest in real estate, options, limited partnership interests, or anything else the law (and your IRA trustee/custodian) allows.*Continue Reading Should You Roll Your 401(k) to an IRA?
Plow Horse Economy - Steady As She GoesNovember 27, 2013
Maybe the best thing about the Plow Horse Economy is that it doesn’t give up. It keeps on plowing like a good plow horse should. Don’t get us wrong, we watch all the data and take the gait of our horse seriously. Every once in a while there is a weak step, but almost immediately there is a strong one to offset it. All systems look like a go.Continue Reading Plow Horse Economy - Steady As She Goes
Estate Planning and Income Tax BasisNovember 6, 2013
Income tax basis can be important when deciding whether to make gifts now or transfer property at your death. This is because the income tax basis of the person receiving the property depends on whether the transfer is by gift or at death. This, in turn, affects the amount of taxable gain subject to income tax when the person sells the property.Continue Reading Estate Planning and Income Tax Basis
Show Them the Love: Low-Cost, High-Value Employee BenefitsOctober 30, 2013
As a small business owner, you are probably aware of the importance of offering a basic employee benefit package that includes health and disability insurance, and a retirement savings plan. However, recruiting and retaining top talent often requires going above and beyond the basics. By offering creative, low-cost benefit programs, you can differentiate your business from other potential employers.Continue Reading Show Them the Love: Low-Cost, High-Value Employee Benefits